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Resources Menu

Resources

Making things easier for you to achieve your goals by offering resources, workshops, and more to assist you along your financial journey.

Education

Build Your Credit with Confidence

Posted: Monday October 27, 2025

At NDFCU, we understand that many of our members ask, “How do I build my credit?” Whether you’re just starting your financial journey or working to rebuild your credit history, we’re here to support you every step of the way. Why credit matters A strong credit profile opens doors—to lower interest rates, better loan terms,… Read more »

MORE IN: Education

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Preparing for Winter in Maine: Smart Habits for Comfort and Savings

Posted: Tuesday October 7, 2025

Winter in Maine is breathtaking—snowy mornings, crisp air, and cozy nights by the fire. But let’s be honest: it also means icy roads, rising fuel bills, and a little extra strain on the family budget. With the right preparation, you can enjoy all the beauty of the season while keeping your finances on track. Winterize… Read more »

MORE IN: Education

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Helping Kids Build Strong Savings Habits: The Role of Parents and Grandparents

Posted: Tuesday September 16, 2025

Teaching kids how to manage money starts early—and the sooner, the better. Just like learning to brush their teeth or ride a bike, children develop financial habits through repetition, encouragement, and the support of the adults who care for them. Parents and grandparents play a crucial role in helping children develop healthy savings habits that… Read more »

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Back-to-School Without Breaking the Bank

Posted: Thursday August 7, 2025

As August rolls in, it’s time to talk about the “S” word: School! The new school year can be a mix of excitement and stress—especially when it comes to the cost of getting our kids ready. Between supplies, clothing, electronics, and extracurriculars, expenses can add up quickly. The good news? With a little planning and… Read more »

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5 Smart Strategies to Take Control of Your Debt

Posted: Tuesday July 8, 2025

Let’s be real — debt happens. From credit cards and student loans to auto payments and mortgages, borrowing money is a part of life. But when it piles up or gets out of hand, it can seriously stress you out. Here’s the good news: You’re not stuck. With the right game plan, you can ditch… Read more »

MORE IN: Education

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94 Silver Street, Waterville, ME 04901 (207) 872-2771
316 Benton Avenue, Winslow
245 Madison Avenue, Skowhegan
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  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • Become a Member
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Apply for a Credit Card
    • Loan Rates
    • First Time Auto Buyer
    • Auto Financing
    • FICO Fit Loan
    • Student Loans
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Careers
    • Shared Branching
    • Pass It On: The Referral Program
    • Calculators
    • Youth Scholarships
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