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  • Home
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  • Loans
  • Apply for a Loan
    • Existing Member Consumer Loan
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    • Apply for a Mortgage
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Loans Menu

Loans

Whether you are buying an auto, a home, fixing up an existing home, consolidating debt, or simply building [or rebuilding] credit, we have flexible borrowing options designed to meet your financial goals.

Loan Protection Programs

Under the ConsumerSafe and EquitySafe Debt Protection Programs, your loan balance or monthly loan payments may be canceled without penalty or added interest in the case of an unexpected life event. EquitySafe and/or ConsumerSafe debt protection provides a sense of financial security—knowing your loan will not become a burden to you or your family in times of hardship.*

  • A Variety of Plan Options
  • Cancel at any time (if you do so within 30 days, we will refund any fees already paid)
  • Peace of Mind

ConsumerSafe Debt Protection 
EquitySafe Debt Protection (Home Equity Loans) 

* Your purchase of Debt Protection is optional. Whether or not you purchase Debt Protection, it will not affect your application for credit or the terms of any existing credit agreement you have with New Dimensions Federal Credit Union. We will give you additional information before you are required to pay. This information will include a copy of the contract containing the terms and conditions of Debt Protection. There are eligibility requirements, conditions and exclusions that could prevent you from receiving Debt Protection benefits. You should carefully read your contract for a full explanation of the terms and conditions of the Debt Protection Program.

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94 Silver Street, Waterville, ME 04901 (207) 872-2771
316 Benton Avenue, Winslow
245 Madison Avenue, Skowhegan
Drive-Thru Hours Monday – Friday 8 am-5 pm
Lobby Hours Monday – Friday 9 am-5 pm

Routing #: 211288860    Privacy Policy    Terms of Use     Funds Availability
Copyright ©2025 New Dimensions Federal Credit Union. All rights reserved.
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National Credit Union Administration, a U. S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

New Dimensions FCU is committed to the accessibility and usability of our website for everyone. If you use a screen reader or other auxiliary aid and have problems using this website, please contact us at (800) 326-6190 or info@newdimensionsfcu.com.

  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Apply for a Credit Card
    • Loan Rates
    • First Time Auto Buyer
    • Student Loans
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Shared Branching
    • Calculators
    • Youth Scholarships
    • Blog Sections
      • News
      • Education
      • Did you know?
    • Newsletters
    • Disclosures
  • About
  • Become A Member
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  • Contact