Accounts
When you become a member of New Dimensions, you become part of a financial family of financial experts who look to enhance your financial wellbeing by allowing you to keep more in your wallet.
Overdraft Protection Options
We know mistakes happen, and that’s why we offer overdraft protection solutions.
Overdraft Protection helps you:
- Avoid damage to your credit.
- Avoid merchant fees for a returned check.
- Have peace of mind, knowing you’re covered if you make a mistake.
- If you accidentally overdraft your account, a fee is incurred.*
*See disclosure page for insufficient and overdraft guidelines.
Overdraft Privilege:
We know that sometimes you might not have sufficient funds in your savings account to cover an overdraft. When that happens, the credit union may provide Overdraft Privilege.
This service is available to members in good standing at the credit union and:
- Automatically covers checks and ACH transactions.
- Has a $500 limit.
- Must be repaid in 35 days.
- Incurs a fee. *
- Is provided at the discretion of the credit union (click here for disclosure).
- You may opt-in to cover ATM and debit card transactions.
*See disclosure page to learn more about insufficient and overdraft guidelines.
Overdraft Line of Credit:
In addition to Overdraft Privilege, we offer an overdraft line of credit. Loan application is subject to underwriting guidelines and approval. You can determine the order in which these overdraft options are used.
When you link an overdraft line of credit to your checking account, funds to cover overdrafts will be disbursed as a loan in $100 increments and will incur finance charges.