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Accounts Menu

Accounts

When you become a member of New Dimensions, you become part of a financial family of financial experts who look to enhance your financial wellbeing by allowing you to keep more in your wallet.

Free Kasasa Cash Back® Checking

Open a Kasasa Cash Back Account

Make shopping a lot more fun (and rewarding!) with free Kasasa Cash Back® checking. You’ll get 2.00% cashback on your everyday debit card purchases, up to $72 cash back per year ($6 per month)! **

You’ll also get refunds on ATM withdrawal fees, nationwide — so wherever you are, you can get to your money with ease and not have to worry about fees.

Benefits

  • Free checking that pays you back
  • 2.00% cashback on debit card purchases*
    • No category restrictions on purchases
    • Cashback is earned on up to $300 in purchases monthly.
    • Earn up to $72 cashback per year, $6 per month.
  • Refunds on ATM withdrawal fees nationwide (up to $20 monthly) **
  • Link to free Kasasa Saver® to build savings automatically.***
  • No monthly maintenance fees.
  • VISA® debit card
  • Free online and mobile banking services
  • Free “Bill Pay” service
  • Free CUe-statements
  • Free iTalk telephone banking service
  • No minimum deposit to open
  • Members over the age of 60 receive free checks.

Earning your rewards is easy!

Enrollments must be in place, and all the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements.

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the next cycle you qualify.

2025 Monthly Qualification Cycle
Printable 2025 Kasasa Qualifying Cycle PDF
2024 Monthly Qualification Cycle

Kasasa Cash Back Brochure (Printable)

**  Kasasa Disclosure Cash Back® Checking
*** Kasasa Disclosure Cash Back® with Saver

Free Kasasa Saver®

Free Kasasa Saver® is saving simplified. It links to your free Kasasa Cash® or Kasasa Cash Back® checking to help you grow your savings every month.

When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver®. Plus, Kasasa Saver® pays up to 1.00% APY* on your balance!

Benefits

  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® earnings
  • 1.00% APY* on balances up to $25,000
  • 0.00% to 0.40% APY on balances over $25,000 depending on the balance in account*
  • 0.01% APY* if qualifications are not met on Kasasa Cash® or Kasasa Cash® Back

*     Annual Percentage Yield
**   Kasasa Disclosure Cash Back® Checking
***  Kasasa Saver® Disclosure

New Dimensions Federal Credit Union offers Kasasa Protect®, an optional Identity Fraud

Protection and Restoration Service that includes identity theft, fraud protection, and breach resolution through a separate third party that can be added to your Kasasa Cash®, Kasasa Cash Back®, or other credit union account. This add-on service:

  • requires your explicit written authorization (opt-in) to add these Identity Fraud Protection Services
  • charges a separate monthly fee
  • can be canceled at any time

Kasasa Protect® Disclosure

Connect

94 Silver Street, Waterville, ME 04901 (207) 872-2771
316 Benton Avenue, Winslow
245 Madison Avenue, Skowhegan
Drive-Thru Hours Monday – Friday 8 am-5 pm
Lobby Hours Monday – Friday 9 am-5 pm

Routing #: 211288860    Privacy Policy    Terms of Use     Funds Availability
Copyright ©2025 New Dimensions Federal Credit Union. All rights reserved.
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National Credit Union Administration, a U. S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

New Dimensions FCU is committed to the accessibility and usability of our website for everyone. If you use a screen reader or other auxiliary aid and have problems using this website, please contact us at (800) 326-6190 or info@newdimensionsfcu.com.

  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Loan Rates
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Apply for a Credit Card
    • Student Loans
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Shared Branching
    • Calculators
    • Youth Scholarships
    • Blog Sections
      • News
      • Education
      • Did you know?
    • Newsletters
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