Loans
Whether you’re building credit for the first time or getting your finances in gear, we offer flexible auto loan options designed to help you move forward with confidence.
FICO Fit Loan
Get your credit on the right track…
What is a FICO Fit Loan?
FICO Fit Loans are credit-builder or re‑builder products that help members establish or improve their credit score while developing disciplined saving habits.- They typically operate by having the borrower make regular payments into a locked savings or loan account, which both builds credit and leads to accessible funds after the loan term concludes.
At New Dimensions FCU, we’re here to support you every step of the way.
Our mission is to empower members to achieve financial wellness, and that starts with strong credit. If you’re working to build or rebuild your credit history, our FICO Fit Loan is designed just for you.
Whether you’re just starting out or working to improve a low credit score, a FICO Fit Loan allows you to show consistent, on-time payments—one of the most significant factors in credit health. Over time, this positive history can help boost your credit score and open the door to future borrowing opportunities.
It’s a smart, supportive first step on your financial journey—and we’ll be with you all the way.
Benefits of a FICO Fit Loan include:
- A smart way to build or improve your credit.
- Helps you grow your savings while making on-time payments.
- Adds a credit account to your report—without requiring a large loan amount.
- Contributes to a healthy credit mix, which can boost your score.
- Available as a joint loan—ideal for couples or co-borrowers building credit together
If you find yourself asking, “How do I build my credit?” let’s get you moving in the right direction! Contact us, and we’ll introduce you to a loan officer at your nearest branch who can guide you through the FICO Fit loan process.
Let’s Chat About Your Goals Today!
Related Links:
Financial Resource Hub
Financial Coaching
Savings Accounts