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Calculators Menu

Payoff Line Calculator

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.



Financial Calculators from
Dinkytown.net

Financial Calculators ©1998-2025 KJE Computer Solutions, Inc.









*indicates required.

Line of credit information:


Current balance

Current outstanding balance on your line of credit.

$0
$10k
$100k
$1m

Interest rate (APR)

The annual percentage rate for this line of credit.

0%
10%
20%
30%

Rate change (per year)

If you expect the interest to change in the next year, use this to indicate how much. For decreasing rates, enter negative numbers.

-2%
0.3%
2.6%
5%

Payoff goal (in months)

Your goal for paying off this line of credit. This is the number of months by which you would like to have completely paid off this line of credit balance.

1
121
240
360

Current monthly payment

The amount you are currently paying per month on this line of credit. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to payoff your balance.

$0
$1k
$10k
$100k

New charges per month

Total new charges you expect to put on this line of credit per month.

$0
$1k
$10k
$100k

Annual fee

Your annual fee for this line of credit.

$0
$67
$133
$200

Future draws from line:


$0.00

Draw

Amount to draw from this line of credit.

$0
$1k
$10k
$100k

Months from now

Number of months from now before your draws will occur.

0
12
24
36

Draw

Amount to draw from this line of credit.

$0
$1k
$10k
$100k

Months from now

Number of months from now before your draws will occur.

0
12
24
36

Draw

Amount to draw from this line of credit.

$0
$1k
$10k
$100k

Months from now

Number of months from now before your draws will occur.

0
12
24
36

Draw

Amount to draw from this line of credit.

$0
$1k
$10k
$100k

Months from now

Number of months from now before your draws will occur.

0
12
24
36
**FIG_GRAPHTITLE** Line Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Credit Line Payoff by Month


**FIG_GRAPHTITLE** Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Alternate Payoff Scenarios


Definitions

Current balance

Current outstanding balance on your line of credit.

Payoff goal (in months)

Your goal for paying off this line of credit. This is the number of months by which you would like to have completely paid off this line of credit balance.

Current monthly payment

The amount you are currently paying per month on this line of credit. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to payoff your balance.

New charges per month

Total new charges you expect to put on this line of credit per month.

Rate change (per year)

If you expect the interest to change in the next year, use this to indicate how much. For decreasing rates, enter negative numbers.

Interest rate (APR)

The annual percentage rate for this line of credit.

Annual fee

Your annual fee for this line of credit.

Draw

Amount to draw from this line of credit.

Months from now

Number of months from now before your draws will occur.

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94 Silver Street, Waterville, ME 04901 (207) 872-2771
316 Benton Avenue, Winslow
245 Madison Avenue, Skowhegan
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