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Loans Menu

Loans

Whether you’re building credit for the first time or getting your finances in gear, we offer flexible auto loan options designed to help you move forward with confidence.

Car Financing

Your Next Ride, Your Way – We’ll Help You Finance It

Whether you’re purchasing a new car, upgrading to something more reliable, or refinancing your current auto loan, New Dimensions FCU is here to help you confidently get behind the wheel. Enjoy competitive rates, flexible terms, and personalized service every step of the way.

Why Choose New Dimensions for Your Car Financing?

  • Competitive Rates: Enjoy lower interest rates than most unsecured loans or credit cards – based on your credit score.
  • Flexible Payment Options: Choose from weekly, bi-weekly, or monthly payment schedules to match your budget.
  • Fast Decisions: Apply online, at the dealership, or in person – and receive a call back within 24 hours.
  • GAP Insurance Available: Protect your investment – GAP coverage may pay the difference if your vehicle is totaled.
  • Rate Reduction Available: Get a 0.25% discount when you set up automatic payments.

Loan Features:

  • Finance up to MSRP on new vehicles
  • Finance up to clean retail value on used vehicles
  • Loan terms tailored to your needs
  • Available for new and used cars, trucks, and refinancing existing auto loans
Still have questions?  Contact us, and let’s get you rolling. We’ll answer your questions and if you’re ready, introduce you to a loan consultant at your nearest branch who can guide you through the auto loan process.

Schedule Your Consultation Today!

FAQs?

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Who’s Eligible?

We serve members of all ages, from young adults just starting out to seasoned drivers looking for a great deal.

Already a Member?

Apply Now! Apply Online

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Not Yet a Member?

Membership is easy – and it gives you access to all our great loan options and member services.

Become a Member

Rates & Disclosures:

See our current rate schedule for the most up-to-date information on our Auto Secured Loans (Non-Real Estate) rates and terms.

Auto Loan Calculator

Check out our Auto Loan Calculator!

Debt Protection Options:

Loan Protection Programs
Guaranteed Asset Protection (GAP)
Vehicle Service Contract Coverage

Connect

94 Silver Street, Waterville, ME 04901 (207) 872-2771
316 Benton Avenue, Winslow
245 Madison Avenue, Skowhegan
Drive-Thru Hours Monday – Friday 8 am-5 pm
Lobby Hours Monday – Friday 9 am-5 pm

Routing #: 211288860    Privacy Policy    Terms of Use     Funds Availability
Copyright ©2025 New Dimensions Federal Credit Union. All rights reserved.
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National Credit Union Administration, a U. S. Government Agency

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

New Dimensions FCU is committed to the accessibility and usability of our website for everyone. If you use a screen reader or other auxiliary aid and have problems using this website, please contact us at (800) 326-6190 or info@newdimensionsfcu.com.

  • Home
  • Accounts
    • Savings Accounts
      • Youth Savings
      • High – Yield Certificate Savings
      • Health Savings Accounts
      • Coverdell Education Savings
      • Club Accounts
    • Debit Card/Checking Accounts
      • Free Kasasa Cash® Checking
      • Free Kasasa Cash Back® Checking
      • Basic Checking
      • Take Charge Young Adult Debit Card/Checking Account
      • Reorder Checks
      • Overdraft Protection Options
    • IRAs
    • Share & IRA Certificates
    • Deposit Rates
    • Open an Account!
    • New Member Application Status
  • Loans
    • Apply for a Loan
      • Existing Member Consumer Loan
      • New Member Consumer Loan
      • Apply for a mortgage
      • Apply for a Home Equity Loan
      • Check Loan Application Status
    • Apply for a Credit Card
    • Loan Rates
    • First Time Auto Buyer
    • Student Loans
    • Make a Loan Payment
    • Make a Credit Card Payment
    • Debt Protection Options
      • Loan Protection Programs
      • Guaranteed Asset Protection
      • Vehicle Service Contract Coverage
    • Skip-a-Pay Program
  • Business
    • Business Checking Accounts
    • Business Loans
    • Business Credit Cards
    • Merchant Services
    • SEP IRAs
  • Services
    • Insurance
    • Financial Coaching
    • Digital Banking
    • Mobile Banking
    • Bill Pay
    • Safe Deposit Boxes
    • SURF ATM Locator
    • Shared Branching Locations
    • Google / Apple Pay
    • Prepaid Cards
  • Resources
    • Fraud Prevention
    • Financial Resources
    • Shared Branching
    • Calculators
    • Youth Scholarships
    • Blog Sections
      • News
      • Education
      • Did you know?
    • Newsletters
    • Disclosures
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