Signature Loans

At New Dimensions FCU, our Signature Loans have extremely competitive rates. Terms to fit your budget and loan amounts to fit your needs. So if you are looking for a loan for a particular item or just need a Line of Credit, we will provide you with friendly service while getting you the cash you need fast. You can apply right here online or give us a call. We'll take care of the rest! Open a loan liner plan and conduct business from the comfort of your home. Once you are approved for the plan additional loans can be processed quickly usually with just a phone call. Contact a Loan Officer for details.

The following rates have an effective date of September 1st, 2010

 

SCORE

GRADE

PERSONAL

Overdraft LOC

Maximum Unsecured

Rate and Payment per $1000 up to 60 Months

700+ A 8.50% 17.00% 3 X Monthly income
    $20.52    
650-699 B 10.50% 17.00% 2 X Monthly income
    $21.50    
620-649 C 12.50% 17.00% 2 X Monthly income
    $22.50    
550-619 D 14.50% 17.00% $1000.00
    $23.54    
549 or less E 16.50% 17.00% $1000.00
    $24.59    

 

Line of Credit var. 17.00% max

SCORE

GRADE

Rate

Maximum Rate

Maximum Unsecured

Rate and Payment per $1000

700+ A Prime + 5.00% 17.00% 3 X Monthly income
         
650-699 B Prime + 8.00% 17.00% 2 X Monthly income
         
620-649 C Prime + 10.00% 17.00% 2 X Monthly income
         
550-619 D Prime + 12.00% 17.00% $1000.00
         
549 or less E Prime + 14.00% 17.00% $1000.00
         

3.25% Variable-Prime Rate

ALL RATES SUBJECT TO CHANGE AT THE DISCRETION OF THE BOARD OF DIRECTORS

MEMBERSHIP ELIGIBILITY REQUIRED

 


Full Banner - 468x60
© 2008 New Dimensions FCU