Signature Loans
At New Dimensions FCU, our Signature Loans have extremely competitive rates. Terms to fit your budget and loan amounts to fit your needs. So if you are looking for a loan for a particular item or just need a Line of Credit, we will provide you with friendly service while getting you the cash you need fast. You can apply right here online or give us a call. We'll take care of the rest! Open a loan liner plan and conduct business from the comfort of your home. Once you are approved for the plan additional loans can be processed quickly usually with just a phone call. Contact a Loan Officer for details.
The following rates have an effective date of February 1st, 2012
|
SCORE |
GRADE |
PERSONAL |
Overdraft LOC |
Maximum Unsecured |
|---|---|---|---|---|
|
Rate and Payment per $1000 up to 60 Months |
||||
| 700+ | A | 8.50% | 17.00% | 3 X Monthly income |
| $20.52 | * | |||
| 650-699 | B | 10.50% | 17.00% | 2 X Monthly income |
| $21.50 | * | |||
| 620-649 | C | 12.50% | 17.00% | 2 X Monthly income |
| $22.50 | * | |||
| 550-619 | D | 14.50% | 17.00% | $1000.00 or 1 X Monthly income |
| $23.54 | * | |||
| 549 or less | E | 16.50% | 17.00% | $1000.00 or 1 X Monthly income |
| $24.59 | * | |||
* The minimum payment will be 10.00% of the outstanding balance or at least $50.00.
Line of Credit var. 17.00% max
|
SCORE |
GRADE |
Rate |
Maximum Rate |
Maximum Unsecured |
|---|---|---|---|---|
|
Rate and Payment per $1000 |
||||
| 700+ | A | Prime + 5.00% | 17.00% | 3 X Monthly income |
| * | ||||
| 650-699 | B | Prime + 8.00% | 17.00% | 2 X Monthly income |
| * | ||||
| 620-649 | C | Prime + 10.00% | 17.00% | 2 X Monthly income |
| * | ||||
| 550-619 | D | Prime + 12.00% | 17.00% | $1000.00 |
| * | ||||
| 549 or less | E | Prime + 14.00% | 17.00% | $1000.00 |
| * | ||||
* The minimum payment withh be 3.00% of the outstanding balance ot at least $25.00.
3.25% Variable-Prime Rate
ALL RATES SUBJECT TO CHANGE AT THE DISCRETION OF THE BOARD OF DIRECTORS
MEMBERSHIP ELIGIBILITY REQUIRED
